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  5. CREDIT BUREAU OF LEWISTON-CLARKSTON, INC.

CREDIT BUREAU OF LEWISTON-CLARKSTON, INC.

Company Details

Name: CREDIT BUREAU OF LEWISTON-CLARKSTON, INC.
Jurisdiction: Idaho
Legal type: Foreign Business Corporation
Status: Active-Good Standing
Date of registration: 24 Aug 2007 (18 years ago)
Financial Date End: 31 Aug 2025
Entity Number: 528971
Place of Formation: WASHINGTON
File Number: 528971
ZIP code: 83501
County: Nez Perce County
Principal Address: PO BOX 777 LEWISTON, ID 83501
Mailing Address: PO BOX 777 LEWISTON, ID 83501-0777

form 5500

Plan Name Plan Year EIN/PN Received Sponsor Total number of participants
CREDIT BUREAU OF LEWISTON-CLARKSTON 401(K) PLAN 2023 260771954 2024-05-08 CREDIT BUREAU OF LEWISTON-CLARKSTON, INC. 8
File View Page
Three-digit plan number (PN) 001
Effective date of plan 1991-01-01
Business code 561440
Sponsor’s telephone number 2087431525
Plan sponsor’s address 1324 IDAHO STREET, LEWISTON, ID, 83501
CREDIT BUREAU OF LEWISTON-CLARKSTON 401(K) PLAN 2022 260771954 2023-05-31 CREDIT BUREAU OF LEWISTON-CLARKSTON, INC. 8
File View Page
Three-digit plan number (PN) 001
Effective date of plan 1991-01-01
Business code 561440
Sponsor’s telephone number 2087431525
Plan sponsor’s address 1324 IDAHO STREET, LEWISTON, ID, 83501
CREDIT BUREAU OF LEWISTON-CLARKSTON 401(K) PLAN 2021 260771954 2022-09-08 CREDIT BUREAU OF LEWISTON-CLARKSTON, INC. 10
File View Page
Three-digit plan number (PN) 001
Effective date of plan 1991-01-01
Business code 561440
Sponsor’s telephone number 2087431525
Plan sponsor’s address 1324 IDAHO STREET, LEWISTON, ID, 83501
CREDIT BUREAU OF LEWISTON-CLARKSTON 401(K) PLAN 2020 260771954 2021-06-02 CREDIT BUREAU OF LEWISTON-CLARKSTON, INC. 11
File View Page
Three-digit plan number (PN) 001
Effective date of plan 1991-01-01
Business code 561440
Sponsor’s telephone number 2087431525
Plan sponsor’s address 1324 IDAHO STREET, LEWISTON, ID, 83501

Plan administrator’s name and address
Administrator’s EIN 474474775
Plan administrator’s name GUIDELINE, INC.
Plan administrator’s address 3050 S DELAWARE ST, #202, SAN MATEO, CA, 94403
Administrator’s telephone number 8882283491

Signature of
Role Plan administrator
Date 2021-06-02
Name of individual signing CAROL HO
Valid signature Filed with authorized/valid electronic signature
CREDIT BUREAU OF LEWISTON-CLARKSTON 401(K) PLAN 2019 260771954 2020-08-03 CREDIT BUREAU OF LEWISTON-CLARKSTON, INC. 16
File View Page
Three-digit plan number (PN) 001
Effective date of plan 1991-01-01
Business code 561440
Sponsor’s telephone number 2087431525
Plan sponsor’s address 1324 IDAHO STREET, LEWISTON, ID, 83501

Plan administrator’s name and address
Administrator’s EIN 474474775
Plan administrator’s name GUIDELINE, INC.
Plan administrator’s address 3050 S DELAWARE ST, #202, SAN MATEO, CA, 94403
Administrator’s telephone number 8882283491

Signature of
Role Plan administrator
Date 2020-08-03
Name of individual signing CAROL HO
Valid signature Filed with authorized/valid electronic signature
CREDIT BUREAU OF LEWISTON CLARKSTON, INC. PROFIT SHARING PLAN 2018 260771954 2019-05-10 CREDIT BUREAU OF LEWISTON CLARKSTON, INC. 17
File View Page
Three-digit plan number (PN) 001
Effective date of plan 1991-01-01
Business code 561440
Sponsor’s telephone number 2087431525
Plan sponsor’s address P.O. BOX 777, LEWISTON, ID, 83501

Plan administrator’s name and address
Administrator’s EIN 260771954
Plan administrator’s name CREDIT BUREAU OF LEWISTON CLARKSTON, INC.
Plan administrator’s address P.O. BOX 777, LEWISTON, ID, 83501
Administrator’s telephone number 2087431525
CREDIT BUREAU OF LEWISTON CLARKSTON, INC. PROFIT SHARING PLAN 2017 260771954 2018-05-22 CREDIT BUREAU OF LEWISTON CLARKSTON, INC. 19
File View Page
Three-digit plan number (PN) 001
Effective date of plan 1991-01-01
Business code 561440
Sponsor’s telephone number 2087431525
Plan sponsor’s address P.O. BOX 777, LEWISTON, ID, 83501

Plan administrator’s name and address
Administrator’s EIN 260771954
Plan administrator’s name CREDIT BUREAU OF LEWISTON CLARKSTON, INC.
Plan administrator’s address P.O. BOX 777, LEWISTON, ID, 83501
Administrator’s telephone number 2087431525
CREDIT BUREAU OF LEWISTON CLARKSTON, INC. PROFIT SHARING PLAN 2016 260771954 2017-05-26 CREDIT BUREAU OF LEWISTON CLARKSTON, INC. 20
File View Page
Three-digit plan number (PN) 001
Effective date of plan 1991-01-01
Business code 561440
Sponsor’s telephone number 2087431525
Plan sponsor’s address P.O. BOX 777, LEWISTON, ID, 83501

Plan administrator’s name and address
Administrator’s EIN 260771954
Plan administrator’s name CREDIT BUREAU OF LEWISTON CLARKSTON, INC.
Plan administrator’s address P.O. BOX 777, LEWISTON, ID, 83501
Administrator’s telephone number 2087431525
CREDIT BUREAU OF LEWISTON CLARKSTON, INC. PROFIT SHARING PLAN 2015 260771954 2016-06-20 CREDIT BUREAU OF LEWISTON CLARKSTON, INC. 22
File View Page
Three-digit plan number (PN) 001
Effective date of plan 1991-01-01
Business code 561440
Sponsor’s telephone number 2087431525
Plan sponsor’s address P.O. BOX 777, LEWISTON, ID, 83501

Plan administrator’s name and address
Administrator’s EIN 260771954
Plan administrator’s name CREDIT BUREAU OF LEWISTON CLARKSTON, INC.
Plan administrator’s address P.O. BOX 777, LEWISTON, ID, 83501
Administrator’s telephone number 2087431525
CREDIT BUREAU OF LEWISTON CLARKSTON, INC. PROFIT SHARING PLAN 2014 260771954 2015-04-13 CREDIT BUREAU OF LEWISTON CLARKSTON, INC. 21
File View Page
Three-digit plan number (PN) 001
Effective date of plan 1991-01-01
Business code 561440
Sponsor’s telephone number 2087431525
Plan sponsor’s address P.O. BOX 777, LEWISTON, ID, 83501

Plan administrator’s name and address
Administrator’s EIN 260771954
Plan administrator’s name CREDIT BUREAU OF LEWISTON CLARKSTON, INC.
Plan administrator’s address P.O. BOX 777, LEWISTON, ID, 83501
Administrator’s telephone number 2087431525

Signature of
Role Plan administrator
Date 2015-04-13
Name of individual signing TROY A. LEDGERWOOD
Valid signature Filed with authorized/valid electronic signature

Agent

Name Role Address
TROY A LEDGERWOOD Agent 1324 IDAHO ST, LEWISTON, ID 83501

Director

Name Role Address Appointed On Resigned On
Thomas L Ledgerwood Director 1324 IDAHO ST, LEWISTON, ID 83501 2020-07-07 2022-07-26

Secretary

Name Role Address Appointed On
Meghan A Ledgerwood Secretary 1324 IDAHO ST, LEWISTON, ID 83501 2022-07-26

President

Name Role Address Appointed On
Troy A Ledgerwood President 1324 IDAHO ST, LEWISTON, ID 83501 2023-08-01

Filing

Filing Name Filing Number Filing date
Annual Report 0005823154 2024-07-17
Annual Report 0005336824 2023-08-01
Annual Report 0004831488 2022-07-26
Annual Report 0004352606 2021-07-19
Annual Report 0003934397 2020-07-07
Annual Report 0003574344 2019-07-22
Annual Report 0003135988 2018-06-19
Annual Report 0003135986 2017-07-03
Annual Report 0003135985 2016-06-21
Annual Report 0003135984 2015-06-23

CFPB Complaint

Complaint Id Date Received Issue Product
5714379 2022-06-27 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company CREDIT BUREAU OF LEWISTON-CLARKSTON, INC
Product Debt collection
Sub Issue Notification didn't disclose it was an attempt to collect a debt
Sub Product Medical debt
Date Received 2022-06-27
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-07-13
Company Public Response Company believes it acted appropriately as authorized by contract or law
Complaint What Happened When contacted, they refused to take negative mark off debt even though it has been paid.
Consumer Consent Provided Consent provided
1082281 2014-10-22 Disclosure verification of debt Debt collection
Issue Disclosure verification of debt
Timely Yes
Company CREDIT BUREAU OF LEWISTON-CLARKSTON, INC
Product Debt collection
Sub Issue Not given enough info to verify debt
Sub Product Medical
Date Received 2014-10-22
Submitted Via Referral
Company Response Closed with explanation
Consumer Disputed Yes
Date Sent To Company 2014-10-28
Consumer Consent Provided N/A
1358594 2015-05-04 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company CREDIT BUREAU OF LEWISTON-CLARKSTON, INC
Product Debt collection
Sub Issue Debt was paid
Sub Product Medical
Date Received 2015-05-04
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2015-05-21
Company Public Response Company believes the complaint is the result of a misunderstanding
Consumer Consent Provided Consent not provided
9366143 2024-06-28 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company CREDIT BUREAU OF LEWISTON-CLARKSTON, INC
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product Rental debt
Date Received 2024-06-28
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-06-28
Company Public Response Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided Consent not provided
3271712 2019-06-11 Took or threatened to take negative or legal action Debt collection
Issue Took or threatened to take negative or legal action
Timely Yes
Company CREDIT BUREAU OF LEWISTON-CLARKSTON, INC
Product Debt collection
Sub Issue Threatened or suggested your credit would be damaged
Sub Product Other debt
Date Received 2019-06-11
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-06-14
Company Public Response Company believes it acted appropriately as authorized by contract or law
Complaint What Happened On XX/XX/2019 I received a judgement for wage garnishment from CREDIT BUREAU OF LEWISTON CLARKSTON , INC A Washington corporation. I had previously spoken with " XXXX '' at XXXX-XXXX-XXXX at wich time I requested documentation/validation of the debt consisting of the original contracts and history of acct payments etc. because I believe some of the information as inaccurate. I received printed receipts with no detail and no signatures on several accts, I waited a couple weeks then called them back to again request the original documents and " XXXX '' informed me that she had already put it through for garnishment. I had spoken with " XXXX '' about {$50.00} dollar payments biweekly once I had satisfactory validation of the debt and we were able to correct-any errors in the judgement as I did not want to agree paying an incorrect amount I wanted all the filings to be accurate before starting payments. she claims I did not follow through on my payment agreements however I simply wanted correct information before I submitted payment as some of the accts are a few years old. now I have to file a request to stop garnishment and believe this company is not entitled to garnish my wages. nor are they entitled to collect any monies from me as they failed to validate the debt and I would like to work with the original creditor that they claim they filed on behalf of
Consumer Consent Provided Consent provided
9340109 2024-06-25 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company CREDIT BUREAU OF LEWISTON-CLARKSTON, INC
Product Debt collection
Sub Issue Debt was paid
Sub Product Rental debt
Date Received 2024-06-25
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-06-25
Company Public Response Company believes it acted appropriately as authorized by contract or law
Complaint What Happened CB OF LEWISTON CLARKSTON INC has not provided me with debt verification, and I have not received any paperwork showing my rights as a consumer, how to dispute. The collection agency also reported a fraudulent collection when they didn't review my contract showing that the lease isn't to be paid till XX/XX/XXXX, and all cleaning fees inside of normal wear and tear are not chargeable to me according to my contract and including them as a repair isn't legal under idaho state law. All included in the contract I'll provide The company has also not followed FCRA 623 ( b ) ( 1 ) ( D ) in which they are required to notified XXXX and XXXX that XXXX has determined that the collection is fraud and has been removed off of my record. They are required to notify and rectify to all credit bureaus that it has been deleted and should be deleted post haste.
Consumer Consent Provided Consent provided
12142590 2025-02-19 Communication tactics Debt collection
Issue Communication tactics
Timely Yes
Company CREDIT BUREAU OF LEWISTON-CLARKSTON, INC
Product Debt collection
Sub Issue You told them to stop contacting you, but they keep trying
Sub Product I do not know
Date Received 2025-02-19
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-02-19
Company Public Response Company disputes the facts presented in the complaint
Complaint What Happened A company doing business as the " Credit Bureau of Lewiston Clarkston '' attempted to collect a debt at my place of employment on Thursday, XX/XX/year>. I would like them to stop further communications with my place of employment, The XXXX XXXX XXXX XXXX, XXXXI am not sure who they are trying to verify the employment of, but they are not allowed to contact someone's place of employment without permission, which they do not have.
Consumer Consent Provided Consent provided

Related by officers

TROY A LEDGERWOOD

T & M VALLEY INVESTMENTS, L.L.C.

Meghan A Ledgerwood

T & M VALLEY INVESTMENTS, L.L.C.

Troy A Ledgerwood

T & M VALLEY INVESTMENTS, L.L.C.

Related by address

PO BOX 777 LEWISTON, ID 83501

CBLC, INC. CREDIT BUREAU OF LEWISTON-CLARKSTON

Date of last update: 10 Apr 2025

Sources: Idaho Secretary of State

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