| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
We Collect Inc
|
| Product |
Debt collection
|
| Sub Issue |
Attempted to collect wrong amount
|
| Sub Product |
Auto debt
|
| Date Received |
2019-05-07
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-05-07
|
| Company Public Response |
Company believes the complaint is the result of a misunderstanding
|
| Complaint What Happened |
I received a letter from a third party debt collector about a debt that I have already went to court on and received judgement against me on in the amount of XXXX and it stated that this balance was accruing interest at the rate of 29.99 percent. I called this company on XX/XX/XXXX to let them know I have a legal judgement on this debt and it is only allowed to accrue interest at the rate Idaho allows, which is 5 percent plus the base rate Of XXXX. The company stated they do not have any information about the judgement and that it will remain at the 29.99 percent until I sent them the paperwork from the judgement. I sent that paperwork on XX/XX/XXXX and then called to get status on XX/XX/XXXX since previous emails asking about status we're going unanswered. I again told them that it was in the courts of Idaho and according to Idaho law any judgement can not accrue interest more than 5 percent plus base rate. The lady then told me the client told her to charge me the 29.99 rate anyways regardless of the judgement so that's what they will do, and if I don't pay they will sue me again on this same debt that I was already sued on, and if I get an attorney good luck and just let them know the name.
|
| Consumer Consent Provided |
Consent provided
|
