|
11311050
|
2024-12-29
|
Repossession
|
Vehicle loan or lease
|
|
| Issue |
Repossession
|
| Timely |
Yes
|
| Company |
Goodwill Finance LLC
|
| Product |
Vehicle loan or lease
|
| Sub Issue |
Company explaining amount owed
|
| Sub Product |
Loan
|
| Date Received |
2024-12-29
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-12-29
|
| Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
| Consumer Consent Provided |
Consent not provided
|
|
|
2588789
|
2017-07-28
|
Incorrect information on your report
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
| Issue |
Incorrect information on your report
|
| Timely |
Yes
|
| Company |
Goodwill Finance LLC
|
| Product |
Credit reporting, credit repair services, or other personal consumer reports
|
| Sub Issue |
Information belongs to someone else
|
| Sub Product |
Credit reporting
|
| Date Received |
2017-07-28
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2017-07-28
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Complaint What Happened |
On my Credit report Goodwill Finance is reporting that I was 60 days late on my vehicle back in XX/XX/XXXX and again 60 days late in XX/XX/XXXX in which that was the month I paid the loan off ( not even close to loan being up on my van ) due to being threatened by the Manager of the Goodwill Finance. I was late for payment dueXX/XX/XXXX and was 30 days late XX/XX/XXXX, then paid off XX/XX/XXXX. This is 34 days late, not 60 .... In which i have all the documents providing to me the payment history is is clear they are in violation of the FCRA Regulations for payment reporting. As a result of this company tampering with my credit I have now lost the opportunity to close on my home in which i have XXXX children and have to find an alternative option for housing until the issue is resolved.
|
| Consumer Consent Provided |
Consent provided
|
|
|
2251097
|
2016-12-16
|
Managing the loan or lease
|
Consumer Loan
|
|
| Issue |
Managing the loan or lease
|
| Timely |
Yes
|
| Company |
Goodwill Finance LLC
|
| Product |
Consumer Loan
|
| Sub Product |
Vehicle loan
|
| Date Received |
2016-12-16
|
| Submitted Via |
Phone
|
| Company Response |
Closed with non-monetary relief
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2016-12-16
|
| Company Public Response |
Company believes the complaint is the result of a misunderstanding
|
| Consumer Consent Provided |
N/A
|
|
